If you’re a person of a certain age (ahem), you remember sending money to people via complicated and pricey wire transfers, or if you were really brave, sticking that $20 you owed your buddy in the mail. And if you’re not of a certain age, trust us, it was like that.
That was before PayPal helped make sending money easy, instantaneous, and secure. Signing up for an account with PayPal, a platform with over 400 million active customer accounts,1 is a great way to send and receive money, and it’s also a great source for great deals from hundreds of top brands. And you can stack those deals with unlimited cash-back rewards to make them even better.2
Sign Up for PayPal
Pickpocket-Proof Wallet
Adding money to your PayPal wallet is as simple as linking your bank account and setting up the ability to make fast, secure transfers. They work both ways, too — moving money from your PayPal wallet to your bank is also safe and easy.
To be fair, it’s likely common knowledge that sending and receiving money with PayPal is a fast and easy way to go — holders of the 400 million active customer accounts1 haven’t been keeping it a secret. What’s maybe less well known is the amazing shopping potential that comes with a PayPal account — cashback offers can be stacked without limit, and PayPal has great flexible payment options ranging from no-interest Pay Later installment plans to the PayPal credit and debit cards.
Max Out Your Shopping Dollars With PayPal
The best way to do all of your deal-hunting is by joining PayPal Rewards, which you can find in iOS, Android, or Windows. Sign in and you’ll find hundreds of cashback offers on your favorite brands across tech, clothing, health & beauty, and many more.
Get 5% cash back on offers in the PayPal Debit Card’s category of the month3 or use the PayPal Cashback Mastercard to earn 3% cash back on top of your offers4 — they’re each stackable to help maximize savings.
More Ways to Shop, More Ways to Save
The deal-stacking opportunities are no surprise to anyone who’s already a PayPal member and has been availing themselves of all of the great perks of using PayPal as shopping tool. The cashback offers have long been a staple of shopping through PayPal, and the stacking offers are just icing on an already delicious cake.
PayPal also offers shoppers other great shopping tools, like the ability to break up your payments over time, either in four interest-free biweekly payments on purchases between $30 and $1,500,5 or in 3, 6, 12, or 24-month payment plans with zero money down on purchases between $49 and $10,000.6
Online scammers and other bad actors are always lurking, but with PayPal you can shop with confidence. PayPal monitors 24/7 looking out for fraud. PayPal also does not sell or share your full financial information.
Sign up now for an account, join PayPal Rewards, and enjoy the freedom of fast, safe, easy money transfers, and also incredible shopping deals with great cash-back options.
Sign Up for PayPal
We are a PayPal paid affiliate and may receive commission when you click on the affiliate links in this article. [CN3]
1 PayPal Earnings-Q3, 2024, based on PayPal internal data. Active accounts are consumer and merchant accounts that have completed a transaction within the past 12 months.
2 Check offers for details Terms and exclusions apply.
3 5% cash back earned on up to $1,000 of spending per month. Cash back awarded as points that can be redeemed for cash or other options. Terms apply.
4 Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. An approved PayPal Cashback Mastercard application will result in a hard credit inquiry, which may impact your credit score. See Terms and Rates for new accounts.
5 Pay in 4 is available to consumers upon approval for purchases of $30 to $1,500. Pay in 4 is currently not available to residents of MO or NV. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4.
6 Pay Monthly is subject to consumer credit approval and eligibility. Fixed APR is 9.99-35.99%. Terms and rates vary based on purchase amount and your credit. For example, a $200 purchase can be paid at 26% APR in 3 monthly payments ($69.56/mo.; $8.68 interest; $208.68 total of payments). A $600 purchase can be paid at 26% APR in 6 monthly payments ($107.76/mo.; $46.57 interest; $646.57 total of payments) or 12 monthly payments ($57.33/mo.; $88.01 interest; $688.01 total of payments). A $1,500 purchase can be paid at 26% APR in 24 monthly payments ($80.77/mo; $438.47 interest; $1,938.47 total of payments). Payments may change based on shipping, taxes, updates to your purchase, or missed payments. Availability depends on the merchant and may not be available for subscriptions or recurring payments. Pay Monthly is currently not available to residents of AK, CT, HI, NC, or NV. You must be 18 years old or older to apply. Missed payments may have an impact on your credit score. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.
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